今天发现HSBC有促销，贷款利率 6.79%

kennex · 发表于 2014-5-31 01:29:33

说是终身 0.99的折扣，仔细问了一下没有任何费用，不知道这个利率6.79%算怎么样？我想去申请了

tjjimmycy · 发表于 2014-5-31 02:13:27

听起来还不错啊

jesusblessme · 发表于 2014-5-31 03:07:06

今天打电话给hsbc,结果他们对我推销serious saver (好像是这么个名字), 存款利率6.5%
对比房贷,真不知道他们怎么赚钱?

kennex · 发表于 2014-5-31 03:35:42

ubank也这样，存款利率6.51, 贷款6.79。他们怎么赚钱就不用我们操心了吧 ;) 想知道这些个利率有啥陷阱没？需要注意些啥？

PACIFIC · 发表于 2014-5-31 05:15:07

报纸上看到过这个

helnandez · 发表于 2014-5-31 06:19:41

我刚申请了这个，有人说怎么样吗？
我问了没有 Offset功能
As advised HSBC is currently offering a special deal on our Home Value loan product.
We are offering a further 0.34% discount for the life of the loan of this product. This will bring the effective rate down to 6.79%p.a.
HSBC will lend up to 80% of the bank valuation of your property subject to a credit assessment and satisfactory valuation report.
Please note, there are also further benefits and savings if you take up this offer: -
?       $0 establishment fee - saving you $600
?       $0 Settlement fee - saving you $150
?       $0 ongoing fee
?       One free valuation up to $1 million
?       ONE Free Redraw per month - saving you $40
?       A free transaction account attached to the product, where you have access to HSBC, St George & Westpac ATMS - with NIL monthly fee's.
In order to be eligible for this special offer, you loan needs to be submitted by the 30th of November 2011.
Please note, aside from the above mentioned discounts, you will also receive full relationship management service for the life of your loan & banking with HSBC. HSBC offer Insurance for your home, contents & vehicle, life insurance, long term investment planning and general banking products including transactional accounts, credit cards, term deposits.