fixed loan

companymj · 发表于 2014-5-31 02:04:43

fixed loan 是不是都是没有offset的功能的？或者能offset的钱很少？

sunway · 发表于 2014-5-31 02:34:22

应该是没有OFFSET的功能的。

qingtao · 发表于 2014-5-31 02:51:54

原帖由 companymj 于 2012-3-5 09:26 发表
fixed loan 是不是都是没有offset的功能的？或者能offset的钱很少？
if you fix the loaning 2 years or more than 2 years, bank didnt suport offset acount.
if you only fix for 1 year, you will have offset acount, then you can continue the fixed loaning for 1 year again, then again again and again, but the fixed period has is 1 year every times.

companymj · 发表于 2014-5-31 03:18:40

原帖由 qingtao 于 2012-3-5 12:51 发表
if you fix the loaning 2 years or more than 2 years, bank didnt suport offset acount.
if you only fix for 1 year, you will have offset acount, then you can continue the fixed loaning for 1 year again ...
Which bank? I checked with bankwest, it only has offset for up to 5000$ which is meanless.