Home building/content insurance 里的Accidental Damage option

kawara · 发表于 2014-5-31 02:22:20

Home building/content insurance 里的Accidental Damage option是干啥用的？有没有必要？
这个option 不少钱呢，快200了。
求助，我都研究了一天了都没研究明白

nadaforever · 发表于 2014-5-31 03:26:42

Normally, you should buy this option to cover your contents if you accidentally lose them.
You could find more details about this from HIA website.

citystop · 发表于 2014-5-31 04:37:02

For example, if you accidentally spill wine on your carpet or break your window glass, then the insurance will pay for it. But make sure you know how much is the excess, and also once you have made a claim, your premium will go up.
For me, it's not worth it.