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“We currently have a special offer where you get additional discount on the loan interest rate, depending on the loan size. The loan product on offer is our Home Smart Loan which is an all-in-one loan, you can pay money into the loan any time to reduce the loan balance (therefore reducing the interest payable) and you can withdraw from the loan any time, there is 20 free withdrawals from the loan each month. The loan is fully transactional so you can do transfer on internet banking, you can have visa debit card linked to the loan and you can have cheque book linked too. There is no direct debit for the loan repayment each month and customer will have to make sure the transfer (salary, rent, etc) into the loan is more than the minimum loan repayment amount. There is no cost to repay the loan earlier.”
以上是HSBC给我的答复,请问这样的贷款和有offset是否类似?
有用HSBC的贷款的吗?能说下吗?
谢谢! |
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