自住房该投资房贷款问题

jlovesd18 · 发表于 2014-5-31 06:31:20

如果不想卖掉自住房，然后再买一套，现在自主改投资房，贷款是怎么搞定的。
因为没有银子，两套房子都需要贷款大概一共需要1.1M。只靠工资收入代不到这么高，投资房的房租可以算收入吗，银行怎样才能承认房租也是可靠的收入呢？

行运一条龙 · 发表于 2014-5-31 06:39:53

投资房的租金收入是银行认可的收入之一，只需用real estate中介开一份租金评估信就可以了

freewalker · 发表于 2014-5-31 08:10:03

行运一条龙发表于 2013-7-11 14:14

投资房的租金收入是银行认可的收入之一，只需用real estate中介开一份租金评估信就可以了 ...
楼上正解。需要贷款的话我可以帮忙。

milkachocolate · 发表于 2014-5-31 09:35:25

找个broker咨询一下就可以了。我的broker挺不错，联系方式PM你了

patricb · 发表于 2014-5-31 10:13:14

Rental appraisal letetr is easy to be accepted as said above. To get a loan is not difficult as well as long as income being sufficient. The issue is you won't get much tax benefit when convert owner occupied proeprty to investment property, plenty of discussion of this matter in this forum.