A good deal from NAB

distantmusic · 发表于 2014-5-31 06:43:22

本帖最后由 distantmusic 于 2013-7-22 12:49 编辑
We wanted to do refinance, in order to keep us stay, NAB offered us 4.79% fixed rate for 2 years for one loan, and 1.1% off standard rate for another loan, making 5.03% variable at the moment.
Total loan amount: $808,000. This was done by our local manager.
Hope this information is helpful for you :) Enjoy negotiation!
Oh, forgot to tell, they also waived our two years annaul fee

sisicat · 发表于 2014-5-31 06:51:37

Great deal!

miller2 · 发表于 2014-5-31 08:04:50

good deal

dingyipu · 发表于 2014-5-31 08:29:40

Really good deal! Congratulations!

413x · 发表于 2014-5-31 10:08:36

Did you go to a branch or phone them? Thanks!

distantmusic · 发表于 2014-5-31 11:10:39

本帖最后由 distantmusic 于 2013-7-22 12:53 编辑
I called the discharge team then they transferred me to Sales. I told them I could only stay if their offer is much better than what I've got from CBA (4.99%, 1.05% discount). A few days later, they called me and told me this deal, but originally the discount was 1.05%. I said I would only stay if it's 1.1%. About 3 days later, I was told 1.1% had been approved.
I told them I had another loan fixed with CBA so I need to pay double annual fee, then they agreed to waive 2 years annual fee for me. I'm now negotiating with CBA and see if they could match this offer, as I really want to get a better rate for my loan with CBA too. Will keep you guys updated if I get any news from CBA