请明白人帮我看一下INTEREST CHARGED

小明小九 · 发表于 2014-5-31 06:52:56

我的房子７月１日settlement，今天（８月１日）应该是第一次银行（ＮＡＢ）从还款账户扣钱。之前给我寄来一封信意思就是说我们银行将于８月１日从你的XXXX－XXXXXXXXX账户扣钱（以下称为offset账户），请确保那个时间你的账户有这个余额。但是今天晚上我打开网上银行一看，我的offset账户CR balance没有自动减少，但是我的homeloan账户银行有多chang了600多的一个INTEREST CHARGED，请问这个INTEREST CHARGED是什么定义。是怎么算出来的。

cyvs · 发表于 2014-5-31 08:11:46

I think that would be the total interest charged for the month of Jul. So your home loan balance is now increased by that amount right?
Tomorrow you should see one transaction in your offset account to take the money away. And then another transaction in your home loan account to put the money in, which will reduce your home loan amount back to the normal balance.

小明小九 · 发表于 2014-5-31 09:08:14

cyvs 发表于 2013-8-1 21:52

I think that would be the total interest charged for the month of Jul. So your home loan balance is ...
回复的非常清楚，谢谢。

laura12345 · 发表于 2014-5-31 10:38:42

"

正解

melmonash · 发表于 2014-5-31 10:51:39

学习了

xhioanog · 发表于 2014-5-31 12:07:45

正解

小明小九 · 发表于 2014-5-31 12:26:46

cyvs 发表于 2013-8-1 21:52

I think that would be the total interest charged for the month of Jul. So your home loan balance is ...
After check my account again, you are totally right