被他人变道超车，刮蹭后我的车失控撞墙报废，AAMI第三方责任险

0987654321

報警！

milysun

ANDERXON007 发表于 2014-4-20 15:41
那个险含在REGO里面，新周叫GREEN SLIP，我的在NRMA买，不知道你在哪家买。
Greenslip这种交强险不是这么用的，强制险是强制你买第三方险，也就是保你事故中的其他受害者（被撞的和乘客），所以每个人都必须买。但是自己开车撞墙，greenslip是不保的，开车撞到别的车的责任方受伤，很多greenslip也是不保的，除非有特别说到CTP+啥的，比如NRMA或者QBE会单独列出责任方司机的赔付条款。
LZ这种情况，应该由肇事方的greenslip来保，但是肇事方找不到了，我不确定自己CTP的保险公司会怎么赔。靠谱的应该是靠medicare和自己买的个人私保吧。

ANDERXON007

milysun 发表于 2014-4-20 16:06
Greenslip这种交强险不是这么用的，强制险是强制你买第三方险，也就是保你事故中的其他受害者（被撞的和 ...
可能你说的有理，但最好看看条款，记得里面有BODILY 人身相关的内容。What is Green Slips
A Green Slip is an insurance policy linked to your vehicle that provides cover for compulsory third party (CTP) personal injury insurance when you or the person driving your vehicle is the driver at fault in an accident, and in certain circumstances regardless of who was at fault.
Read more...
CTP Insurance is compulsory, and must be taken out when registering a motor vehicle. Wherever you live in New South Wales, your Green Slip will only cover your vehicle if it is registered. If it is not registered you may be personally liable for any injuries you cause in a motor vehicle accident.国内的交强险保人，包括驾驶者和第三方。上面没有提及

ANDERXON007

本帖最后由 ANDERXON007 于 2014-4-20 17:14 编辑
milysun 发表于 2014-4-20 16:06
Greenslip这种交强险不是这么用的，强制险是强制你买第三方险，也就是保你事故中的其他受害者（被撞的和 ...本着对发言负责的精神，个人觉得发言要对楼主和其他观众负责，翻查SA 的CTP也就是NSW 的GREENSLIP的条款，CTP保车主或其他驾车者，以及乘客以及路上其他人的人身伤害。甚至包括未经同意开你车的人，后面免除部分UNLAWFUL的驾车者。如图，太大，上不了。看NRMA的说明CTP Insurance for NSW Drivers
Compulsory Third Party (CTP) Insurance, also known as a ‘Green Slip’ in New South Wales, protects vehicle owners and drivers who are legally liable for personal injuries caused to others. CTP Insurance is mandatory for all vehicles registered in NSW.CTP Insurance protects you as a vehicle owner or driver in the event of a personal injury claim made against you, by either passengers in your vehicle or other road users.
CTP Insurance does not cover damage to your vehicle, other vehicles or other property (see Car Insurance for this type of cover).
For more information about CTP Green Slips, speak to a CTP Specialist 8am to 6pm Monday to Friday or Saturday 8am to 1pm.

milysun

ANDERXON007 发表于 2014-4-20 16:57
本着对发言负责的精神，个人觉得发言要对楼主和其他观众负责，翻查SA 的CTP也就是NSW 的GREENSLIP的条 ...CTP Insurance protects you as a vehicle owner or driver in the event of a personal injury claim made against you, by either passengers in your vehicle or other road users.请问你是如何理解这一段的？

hairbei

大难不死必有后福

hyue68

安慰LZ

cowbusy

好恐怖啊
LZ是在哪里出的事 一定要报警啊
说不定四周有CCTV的监控 警察是有权利帮你获得的

anquandiyi

安慰下楼主，在车已经完全损毁的情况下，如果找不到肇事方或者证人，会不会很难证明是他人肇事的还是自己驾驶失误，最好让家人好好问问附近的人，找到证人最好

ANDERXON007

本帖最后由 ANDERXON007 于 2014-4-20 18:10 编辑
milysun 发表于 2014-4-20 17:49
请问你是如何理解这一段的？这段是说保别人对车主的索赔，主要不是这段具体的说明在图上，不在这里。请参照以下GOV对CTP的定义，我以上所说不做准。What is CTP insurance?
CTP insurance indemnifies vehicle owners and drivers who are legally liable for personal injury to any other party in the event of a motor vehicle accident. Your CTP insurance will cover you for personal injury caused by, through or in connection with directly driving the insured vehicle in incidents to which the Motor Vehicle (Third Party Insurance) Act 1943 applies. It will cover you for claims made against you by other road users such as drivers, passengers, pedestrians, cyclists, motorcyclists and pillion passengers.