墨尔本购房成本及一切税费，求详解！

rick213

例子：
购房款：500k
首套，主要住宅，新移民，有家庭（小孩）、新房、墨尔本市区东、2012年6月30日完成合同登记，7月1日后完成settlement
应缴税：23,422
来自http://www.rs.realestate.com.au/ ... jar=StampDuty&t=res
可获得免税：
1、Reduction Of Duty For Eligible First Home Buyers：4年内退税10,985   来自http://www.sro.vic.gov.au/sro/SR ... 2578B700010250?open
2、Principal Place Of Residence: 3100   来自http://www.sro.vic.gov.au/SRO/sr ... 6FECA2575C2000E13AF
可获得补贴：
1、First home owner grant：7,000
2、First home bonus:13,000
来自http://www.sro.vic.gov.au/SRO/sr ... 2575A1004420CF?open
总额计算：50,0000+2,3442-10,985-3,100-7,000-13,000=489,357
不知是否计算正确，求高人解答！
话说要是有人能做个excel表格就太棒了………………

Lisa

我也想知道

rick213

顶～解释的清楚就好了，最好是有人能做个VB啥的……在EXCEL里面，大家进去选择自己的情况就知道要交多少钱了……多棒，会计之类的快出来接招……

深蓝泡泡

realestate写的很清楚了，目前你最多的减免补贴for eligible first home buyers就是
1. $7000 FHOG
2. 20% off stamp duty (main residency purpose)
3. $13000 ONLY for house first time to live in
欢迎补充

bt123123

3. $13000 ONLY for house first time to live in
1. $7000 FHOG
In total I can have $20K?

rick213

The duty reduction of 50 per cent will be phased in over four years, with a 20 per cent reduction on 1 July 2011, followed by additional 10 per cent reductions on 1 January 2013, 1 January 2014 and 1 September 2014.
关于减税的官方解释

rick213

Principal Place Of Residence
What is a PPR concession?
A Principal Place of Residence (PPR) concession is a concessional rate of duty that applies to transfers of property where the contract of sale is entered into on or after 1 January 2007 and the land purchased is intended to be occupied as a PPR.
The applicable concessional rate of duty depends on the dutiable value of your PPR and the date on which the contract to purchase the PPR was entered into.
For contracts entered into on or after 6 May 2008:
Dutiable value of the PPR        Reduced rate of duty        Standard rate of duty        Difference
> $130,000 to $440,000        $2,870 plus 5% of amount > $130,000        $2,870 plus 6% of amount > $130,000        Rate reduction of 1%
> $440,000 to $550,000        $18,370 plus 6% of amount > $440,000        Duty reduction of $3100
这里也写得很清楚，可以减3100
需要满足要求
Eligibility requirements
If you entered into a contract to purchase your home on or after 1 January 2007, you may be entitled to the PPR concession if you:
use the property as your PPR within 12 months of becoming entitled to possession of the property (which usually occurs at settlement), and
reside in the property for a continuous period of at least 12 months.
12个月

rick213

购房当时能够拿到手的是13000和7000，日后退税的是10985（4年）和3100（1年）

LENNY_DONG

原帖由 rick213 于 2012-4-17 15:18 发表
购房当时能够拿到手的是13000和7000，日后退税的是10985（4年）和3100（1年）
Stamp duty once off.
depends which year your house settle.
You only reduce 20% of stamp duty

rick213

原帖由 STS-TAX 于 2012-4-17 15:23 发表
Stamp duty once off.
depends which year your house settle.
You only reduce 20% of stamp duty
I don't get that quite well, could you explain the following sentence on SRO website:
The duty reduction of 50 per cent will be phased in over four years, with a 20 per cent reduction on 1 July 2011, followed by additional 10 per cent reductions on 1 January 2013, 1 January 2014 and 1 September 2014.