Bank valuation lower than council valuation

cerinahe · 发表于 2014-5-31 03:24:08

I am trying to refinance my loan.
The bank gave me a valuation thats 7.7% lower than council rate valuation. Is it possible?

月亮 · 发表于 2014-5-31 04:41:38

很正常

ppm · 发表于 2014-5-31 05:30:44

我贷款的时候，银行的人说他们的valuation通常是市场价的80%

cerinahe · 发表于 2014-5-31 06:18:38

Thanks.

cerinahe · 发表于 2014-5-31 07:10:53

But it is actually very rarely that you can buy a house that’s lower than council valuation.

大手 · 发表于 2014-5-31 08:31:31

银行估价低，为了降低放贷风险；council估价高，为了保证rates income。不合理但是合法。

cerinahe · 发表于 2014-5-31 09:22:31

大手发表于 2012-8-23 11:54

银行估价低，为了降低放贷风险；council估价高，为了保证rates income。不合理但是合法。 ...
Ya I know.
But will you sell your house at a price thats considerably lower than council valuation?

MAX_1602 · 发表于 2014-5-31 10:46:32

前两周一个房子拍卖，council rates 上面是990k, 最后是970k卖掉的。
这种情况在市场好的时候不多见。

tanchinhong · 发表于 2014-5-31 11:17:37

可能

a1169377 · 发表于 2014-5-31 12:37:21

cerinahe 发表于 2012-8-23 11:52

But it is actually very rarely that you can buy a house that’s lower than council valuation.
we are buying somewhere that its CV is 355k, and accepted our offer at 341k,but it's a public trustee so i'm not sure it's because of that.

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