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发表于 2014-6-1 07:14:26
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What is covered
Flood and Storm
Flood
Loss or damage caused by the covering of normally dry land by water that has escaped or been released from the normal confines of:
? any lake, or any river, creek or other natural watercourse,
whether or not altered or modified, or
? any reservoir, canal, or dam.
Storm
Loss or damage caused by:
? violent wind or thunderstorm (including a tornado or cyclone)
? heavy hail, rain, or snow.
Not covered
Loss or damage caused by:
? water entering your home through an opening that was not created by the storm or flood,
? water entering through an opening resulting from poor maintenance or defective workmanship, construction or design,
? water entering your home due to building alterations, additions or renovations,
? gradual deterioration from rainwater, or
? high tide, tidal wave, storm surge, tsunami or other actions of the sea.
Loss or damage to:
? gardens and pot plants,
? outbuildings not adequately secured to their foundations,
? compacted earth, gravel or pebbles on paths or driveways,
? retaining or freestanding walls,
? seawalls, wharves, jetties or pontoons,
? the surface of a tennis court,
? swimming pool covers, spa covers or plastic/vinyl pool liners (this includes liners used in ponds and/or water features),
? textile awnings or blinds, external shade cloth or solar covers, or
? external paintwork where there is no other damage to that part of your home.
We will not pay for:
? the cost of clearing debris or mud from tanks, spas or pools, or
? damage to retaining walls, paths, driveways, tennis court surfaces and paved or concrete outdoor surfaces. |
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雷达卡
