NAB的choice package好，还是westpac的Premier Advantage Package好？

ialienam

Westpac一向都不便宜.. 不過最近他們和St George是有promotion.
如果你是海外收入, 也的確選westpac最簡單.
如果一般PAYG能選擇的比較多...
Bankwest 5.13% (是前兩年沒錯, 但年費便宜多了.)
Citibank for $500k, 現在也是5.09%. 年費也便宜一點點, 也是platinum card.. 也是用Westpac ATMs, 我覺得和Westpac也差不多, 就是branch少
不管哪家credit card我還是喜歡ANZ platinum.
AMEX三點, Visa/Master 1.5 (I think)
年費也不是$165 or something??

stypost

freewalker 发表于 2013-7-24 12:56

想要转NAB找我哈，这个月转，还有$750返现。
你在nab里面还是broker？

stypost

ialienam 发表于 2013-7-24 12:56

Westpac一向都不便宜.. 不過最近他們和St George是有promotion.
如果你是海外收入, 也的確選westpac最簡單. ...
westpac是不是比nab审批松些？
另外我要贷up to 90%

stypost

freewalker 发表于 2013-7-24 11:59

50万＋，Westpac的利率大概是5.26％，NAB大概是5.15％，一年的利息还是差了大概500块。而且Westpac不免第 ...
nab网站上显示是5.28%, 5.15％在哪里？

freewalker

stypost 发表于 2013-7-24 13:14

nab网站上显示是5.28%, 5.15％在哪里？
问题好多 ，我已经PM你了

steven_sa

利率好就行了，这是大头，卡好有什么用，越好越容易败。

ialienam

stypost 发表于 2013-7-24 13:10

westpac是不是比nab审批松些？
另外我要贷up to 90%
Westpac是比較容易.
NAB的mortgage insurance是要另外付, 不能貸在款裡面 (if I remember correctly)
基本上你要貸90%我上面講的Citibank請忽視掉.. 90%的deal應該就你講的差不多, 90%我能想到比較好就是bankwest..
5.13%不用管你LVR..

刘关张

看来那么多人忘记了2年前WESTPAC 从最低利率跳到最高利率的痛了。
WESTPAC 老女人又胜利了，用信用卡积分来抚慰了当年那么多心灵受伤的客户，又顺利从NAB 头上抢到了客户

stypost

每次央行加息的时候，谁是跟在最前面升利息的？
降息的时候，谁是最拖拉降息的？
大家有印象吗？

stypost

May 7, 2013
The Reserve Bank has slashed interest rates by 25 basis points to a historic low of 2.75 per cent, the first reduction this year.

The decision followed a spate of soft economic data that increased calls by industry groups and other observers for a lower cash rate.
NAB was the first of the big four banks to lower its standard variable home loans. It cut the rate by 25 basis points to 6.13 per cent per annum.

Commonwealth Bank also passed on the full rate cut this afternoon, lowering its standard variable home loan rate to 6.15 per cent with effect from May 13.

Westpac lowered its rates just before 5pm, bringing its standard variable mortgage rate down by 25 basis points to 6.26 per cent, with effect from May 20.
Read more: http://www.smh.com.au/business/t ... .html#ixzz2ZvswXDQe