i said PA useless is because bank wont check applicant's credibility when they do the PA. So after ...
if you dont do PA then how you know the amount you can borrow from the bank?
if you sign the sales contract for 1m but then the bank told you that you only can borrow 500k.....
that is just a approx figure you can borrow.
It depends on the house value they get not the purch ...
每个人都有自己各式各样的问题,知道的,不知道的,PA当然非常重要。
我一个客人自己都不知道自己之前欠过电话费,做了PA才知道自己居然还有DEFAULT。
用了2周才搞定。这种情况如果没有PA你觉得他全批的机会大么?
所以不要觉得什么都不重要。没有经历过而已。