贷款额度不够，求解决办法～

fallstone

目前银行给我的可贷款额度不够，请问各位筒子，是直接找broker吗？还是有其他方法可以增加可贷款额度的？我在猫本，谢谢啦～

laura12345

你已经按照投资房来做了吗？把租金算进去。

fallstone

Laura12345 发表于 2013-10-15 05:45

你已经按照投资房来做了吗？把租金算进去。
自住的，有什么比较好的方法吗？

shyeu2

First home? Trying to get the first home buyer grant and stamp duty discount?
If NOT, apply the loan as investment property. So the bank will count the expected rental income in your borrowing capacity. Then you can borrow more~~~
Note: Buying an investment property will need to pay more stamp duty. Few thousand dollars.

Best to get a Asian broker to have a chat.
Good Luck.

27brighton

找个华人的broker就行了，可以安排投资房贷款，我当时就是这样贷款的。我可以把我的broker推荐给你，墨尔本的，他非常专业，人也很nice，你可以联系他，一定会有解决的办法。

Lostcat

给你发站内信了，希望信息对你有帮助

alalala

海外收入

比尔董

做成海外收入就可以了，应该可以获得你理想的贷款额。

fallstone

shyeu2 发表于 2013-10-15 08:14

First home? Trying to get the first home buyer grant and stamp duty discount?
If NOT, apply the loa ...
Thanks a lot.  

fallstone

alalala 发表于 2013-10-15 09:47

海外收入
谢谢，看来要先找Broker聊下了，已经收到大家很多的短信，在此一并谢过～