[回复必加分]难道HSBC的利率是最低?

微胖儿

弱弱的问下, redraw啥意思

gnefoaix

gnefoaix 发表于 2014-3-4 11:06

弱弱的问下, redraw啥意思
you can withdraw some money from the mortgage you have paid

T.T

hsbc最好不要选
每次降息都是在所有银行降息后一个月才降！
还有如果你可以成为hsbc的大客户可以有再原有基础上再享受。0.5-0.75%的折扣！这就需要贷款经理的力度了（它有权力批 就是赚的少了些）

Tpz2008

T.T 发表于 2014-3-4 10:13

ubank更低
现在还有2014的offer
First 800 customers

emeraldpiggy

我昨天去了HSBC，看到了4.75%的利率，确实很诱人。不过如果像大家说的那样，今后HSBC降息较慢，那就值得斟酌了。今天再去Ubank看一下，比较一下

crystal.song

emeraldpiggy 发表于 2014-3-4 11:35

First 800 customers
Yes, but who count the " first 800" ?
I am pretty sure you will still be the "first 800" if your total refinance amount is big enough to Ubank

T.T

hsbc offer 4.75% 但没有offset，4.90%才有offset account

mySydneysteps

个人比较后觉得NAB 最低

OC616

九家湾 发表于 2014-3-4 10:28

UBank 一个月只能免费redraw一次吧，而且低利率也只是fixed一年。
I think current variable is 4.62% (bonus 0.25% discount on top of standard variable 4.87%)  
this discount is for life

T.T

T.T 发表于 2014-3-4 12:34

Yes, but who count the " first 800" ?
I am pretty sure you will still be the "first 800" if your ...
If that's risky you willing to take