大家为什么不选fix的贷款利率呢？

Lucifer

原帖由 微胖儿 于 2012-5-2 00:24 发表
ATO已经正式声明了重点打这块，你不看新闻的？。。。。。。
所以会计师收钱才帮你退税。
如果都像是e-tax里面，千篇一律，人人都会做，会计师都去做按摩师了。

微胖儿

原帖由 eric_hl88 于 2012-5-2 02:00 发表
ATO严打投资房还是严打扣税？你是税法不懂还是对法规的不理解？不懂可以花钱找个好些的会计帮你。
说真的，你们这些搞信贷的和卖房子的真的要创新了。。
你们的卖点和10年前没区别，你当人类和你一样没进步的？

LinuxXp

原帖由 微胖儿 于 2012-5-2 00:24 发表
ATO已经正式声明了重点打这块，你不看新闻的？。。。。。。
负扣税本身是合法的，凭什么打？最多就是严查投资房的逃税问题，守法公民怕什么

二级木匠

8.几的时候就选fix了！

行者有疆

前一阵子5.99的时候很多人fix了，现在马上就要后悔了。

二级木匠

Fix的rate 银行那帮人都提前算好了。

pengruijun

5.99fix很好呀，现在我们不是都6.4×么？感觉还是很不错呀

xuankefeng

waiting to see what the new fix rate would be after the rate drop!!!

天行健

My personal experience for not going to fix rate home loan as follows:
1. You can not deposit early payments to loan account in order to reduce your interest payments.
2. Secondly, all banks charged more than 95% interest payments for the first 5 years. Therefore, you would find your actual principal amount were not paid back much to the bank.
3. If you had fix rate home loan, the first 3 years interest payments were more than 95%. Then, you turned to variable interest rate after 3 year loan contract ended. Then, there would have another 5 years were more than 95%. All together you are paying interest expenses more than 95% for totally 8 years.
I would rather choose variable rate, and paid first 5 years the most interest payments rather than 8 years.
[ 本帖最后由 cycwong21 于 2012-5-2 20:03 编辑 ]

cycwong21

我进来学学英语。