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In order for perple to be better informed when negotiate fixed loan rate with the bank . I have put up below spreadsheet for banks funding cost. and hopefull I can update this every week.
*please note different bank might have different TP.
Rate Type Term Base Rate Mid to Bid Funding Spread Mid to Bid Swap Spread Cash to Bills Spread Transfer Pricing Cost of Fund
Fixed 1 Month 3.31% 0.05% 0.00% 0.00% 1.50% 4.85%
Fixed 3 Months 3.16% 0.05% 0.00% 0.00% 1.50% 4.68%
Fixed 6 Months 3.15% 0.05% 0.00% 0.00% 1.50% 4.65%
Fixed 9 Months 3.01% 0.05% 0.00% 0.00% 1.50% 4.48%
Fixed 1 Year 2.88% 0.05% 0.00% 0.00% 1.50% 4.33%
Fixed 2 Years 2.81% 0.05% 0.00% 0.00% 1.50% 4.26%
Fixed 3 Years 2.87% 0.05% 0.00% 0.00% 1.50% 4.32%
Fixed 4 Years 3.05% 0.05% 0.00% 0.00% 1.50% 4.50%
Fixed 5 Years 3.15% 0.05% 0.00% 0.00% 1.50% 4.60%
04.10.2012 |
上一篇:询问一条公交信息下一篇:请问前辈们,跟银行签贷款合同的时候需要律师看合同吗?
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